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How can I insure my karts against fire and theft?
Posted: Mon Apr 18, 2016 11:20 am
by Hillbilly
I realized last night that out karts probably aren't insured. How can I insure these? What has anybody else done?
Re: How can I insure my karts against fire and theft?
Posted: Mon Apr 18, 2016 1:26 pm
by Speedracer29
Astro Insurance in Lethbridge will insure karts.
Re: How can I insure my karts against fire and theft?
Posted: Mon Apr 18, 2016 5:05 pm
by pauldeadman
Aren't they covered on home insurance?
Re: How can I insure my karts against fire and theft?
Posted: Mon Apr 18, 2016 8:32 pm
by BANZracing
That's what we have done, Paul. They are simply part of our umbrella policy.
Re: How can I insure my karts against fire and theft?
Posted: Mon Apr 18, 2016 11:05 pm
by Mark
Be careful.... your trailer is covered for LIABILITY by your auto policy WHEN CONNECTED TO THE (INSURED) TOW VEHICLE.
SOME contents may be covered by your home owners policy. Common things, not specialty items like karts and lots of special tools and parts.
CALL your insurance company, assume NOTHING.
EDIT: Just spoke to my insurance and they clarified that they cover LIABILITY on the trailer when it is connected to an insured tow vehicle. So if you have an accident and your trailer swings out and hits another vehicle, they repair the other vehicle and you are on your own for your trailer.
Re: How can I insure my karts against fire and theft?
Posted: Tue Apr 19, 2016 7:58 am
by Fred
ASN Canada FIA insurer has just started doing this. I have just sent the document over to Mark to see if he can post it and i will send to John to include in the next MSR e mail blast.
Re: How can I insure my karts against fire and theft?
Posted: Fri Apr 29, 2016 11:31 am
by Gerhard8020
I've just insured my karts for fire & theft through Stoneridge Speciality Insurers, the company working with ASN. Very easy and quick, all done through e-mail. Annual minimum premium is $400. For that you get quite a lot of insurance. Details are:
KORY BESTA
Account Representative
195 Franklin Blvd. – Unit 6
Cambridge, ON N1R 8H3
T: 1-226-318-1744
M: 1-226-920-4904
StoneRidgeSpecialty.ca
Re: How can I insure my karts against fire and theft?
Posted: Wed May 11, 2016 2:40 pm
by Mark
Update on my efforts to get some insurance...
Called Astro 3 times. Left message, no one ever returned the call.
StoneRidge is similar except that I did manage to speak with Kory and he sent me some paperwork that doesn't seem to apply to a kart setup. Iv'e tried a number of times to call him at the office, cell, etc. left messages, no response.
Doesn't seem to be a lot of options out there but anyone considering insurance with these outfits would be well advised to look into how a claim is processed. If it's anything like this, don't count on ever seeing any money !
Re: How can I insure my karts against fire and theft?
Posted: Thu May 12, 2016 9:50 am
by Rob Kozakowski
A suggestion, if you're not getting very far with anything...
If memory serves, about 15-20 years ago, the Rickman family (Genesis Racing Products - yep, that was a few years ago) worked in the insurance industry and may have offered insurance for karts.
You might want to look up Mark Rickman (I think he's still in the industry - I'd assume George has retired by now) in the Vancouver area (or contact Steve Rickman at RaceLab) to see if they might be able to help.
Re: How can I insure my karts against fire and theft?
Posted: Sat Apr 01, 2017 1:38 pm
by Nico